If Obamacare Goes Away, What Condition Will My Pre-existing Condition Be In?
Some excellent points about the difference between insurance and entitlement.
Check it out:
I’m kind of conflicted about pre-existing conditions. See, folks, I’m the mayor of Realville. Pre-existing condition insurance, it isn’t insurance. If you don’t have to buy homeowners insurance until your house is halfway destroyed by fire, we’re not talking about insurance then. If you want to buy insurance against your house burning down, you go buy insurance and then you make a bet that your house will not burn down. The company’s making a bet that it won’t, and whatever, and if it does, then you make a claim and then they pay you back. But if you can wait until the house is on fire and then go buy an insurance policy, that’s not insurance, that’s something else.
It’s the same thing with pre-existing conditions. If you have a terminal disease and an insurance company is forced to provide you essentially payment for treatment, we’re talking about something other than insurance. And there’s no insurance company in the world outside of coercion that would do that. So the coercion has been employed. And in many states — this what I’m not sure of. I don’t know how many, but in many states, pre-existing conditions have to be covered. And this came about by virtue of public pressure and sympathy for people who didn’t have the money to pay for their treatment, and it was the result of ours being a compassionate society.
Now, Obamacare’s got the high-risk pools and the pre-existing condition coverage, and if it were to go south, I assume that a market would exist, be created somehow, some way — the market’s an amazing thing. Somebody would come up with a way and figure out a way for those people to be taken care of. I know I’m speaking esoterically here, maybe generically, philosophically, but the market is a wonderful thing if you just leave it alone. I know you have to have certain regulations against predatory behavior, criminal behavior, and this kind of, but the market is a beautiful thing. The market responds to practically every need and desire if there is a compensatory willingness to pay for it, by somebody.
Markets work. It’ is when government gets involved that markets get gummed up and screwed up and convoluted, corrupted, perverted, and don’t work because the government is not an equal player in the market. The government doesn’t have to make a profit. The government’s an unfair competitor in an otherwise free market. We’re in this mess because the government’s already gummed up the insurance market. It’s gummed up the health care and treatment market. And that’s why everybody’s going through hoops here.
It’s been reduced to, “What about me? What about what happens to me?” Everybody’s acting as individuals in a victim sense. I think it all predicates on the fact that, is Obamacare ever going to go away? We all want it to. But that better happen because the longer this goes on, the more people — that’s why they’re sweating, folks — the more people that do sign up at HealthCare.gov, the more people that they can get registered at these exchanges, the tougher it is ever gonna be to get rid of this thing. That’s why the defund and the delay movement, either one of them, were so crucial.