obamaCare

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We’ve now reached the third anniversary of the Patient Protection and Affordable Care Act, a k a ObamaCare. The Obama administration celebrated this important milestone by announcing that it was postponing part of the law that was designed to reduce costs for small businesses.

Oops.

This was hardly the first ObamaCare promise to fall by the wayside. Indeed, the entire first three years of the new health-care law have been one long story of unfulfilled expectations.

Take, for example, the “affordable” part of the Affordable Care Act. While the recession has artificially held down health-care costs and the associated rise in insurance premiums over the past couple of years, now that the economy has begun to recover, both are expected to rise rapidly. For example, the American Society of Actuaries estimates that claims costs (the primary driver of premiums) for the individual insurance market will rise by an average of 32% over the next three years.

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