Obamacare ‘Glitch’ Cuts Out Poor Families


It turns out that the Affordable Care Act, which is also known as Obamacare, is not so affordable after all.

Nearly 500,000 children, under Obamacare, will still lack health insurance because many poor families will not qualify to get government assistance to buy health insurance because of how Congress defined “affordable.”

Under the IRS regulations released on Wednesday, families that cannot “afford the employer coverage that they are offered on the job will not be able to get financial assistance from the government to buy private health insurance on their own.”

Congress said “affordable” meant Obamacare plans cannot be “more than 9.5 percent of family income.” But under the new IRS rules, “people with coverage the law considers affordable cannot get subsidies to go into the new insurance markets,” because what counts as “affordable” is keyed to the cost of insurance for an individual worker and not families.

Since the Kaiser Family Foundation estimates that “a typical workplace plan costs about $5,600 for an individual worker” while the average family plan costs $15,700, family members of workers whose employers do not “chip in” for family coverage could be out of luck. They will not be able to make up the difference and will not qualify for Obamacare subsidies.



Sign up for our daily email and get the stories everyone is talking about.


Previous post

White House: 'No Question' Hagel Will Be Confirmed as SecDef

Next post

White House Blames Congress for Deportations

Join the conversation!

We have no tolerance for comments containing violence, racism, vulgarity, profanity, all caps, or discourteous behavior. Thank you for partnering with us to maintain a courteous and useful public environment where we can engage in reasonable discourse.