The nation’s looming assault-weapons ban is plain common sense, NYPD Commissioner Ray Kelly said yesterday — but the city’s real enemy is illegal handguns.

“For us in New York City, and I believe in most urban centers throughout America, the problem really is concealable handguns,” Kelly said.

The city’s top cop made the remark on CBS’s “Face the Nation” during a discussion on Sen. Dianne Feinstein’s pending legislation to severely tighten restrictions on military-style firearms and high-capacity ammunition clips.

“We don’t want them on the streets, make no mistake about it,” Kelly said, referring to AK-47s and AR-15s, such as the one used in the Newtown, Conn., elementary-school massacre. “But the problem is the handgun.”

Handguns account for nearly all murders by firearm in New York City and state, data show. An analysis by the NYPD determined that assault weapons were used in just three of the 1,400 instances of gunplay in the city last year.

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