Why Employers Will Dump Health Insurance

I’m blue in the face saying this, too. So for those of you who have heard it and understand it, please indulge me. If you’re a small business, if you are a corporation, a major corporation… Let me put it a different way. If you are an employee of a small business or big company, and you have your health insurance via your employment. The president went out there today and said (paraphrased), “Nothing’s changed. You get to keep your doctor. If you like your plan, you get to keep it.”

No, and here’s why.

What was upheld today was the concept that you must buy health insurance or pay a fine for it, just not under the Commerce Clause. And the way that was arrived at was a tax on behavior. If you refuse to buy, there is a tax. Now, as the law is written, the tax for not buying health insurance is much cheaper than the cost of a policy. So if you work for a business, large or small, that wants to save money — and which business alive today doesn’t because the economy? If that business has an opportunity for the next year or two, maybe three…

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